Chapter 13 Bankruptcy

Morris County and Essex County, New Jersey Chapter 13 Bankruptcy Attorney

You Can Manage Your Debt With a Payment Plan

Are you having trouble keeping up with your bills? Are you facing foreclosure and need help reducing your expenses to save your home? Are you being harassed by creditors by phone or having your wages reduced due to garnishment?

Chapter 13 bankruptcy may be the solution to your financial woes. Chapter 13 is a form of bankruptcy that provides you with the ability to create a payment plan to repay your creditors. At the Bankruptcy Law Office of Marc P. Feldman, I am ready to help you determine if this is the right method to turn your financial situation around.

With more than 23 years of on your side, the law office of Marc P. Feldman knows how to help you overcome your debt. I can help you achieve a fresh start on your finances by filing Chapter 13 bankruptcy. Contact Chapter 13 Bankruptcy Lawyer Marc P. Feldman to learn more about your debt relief options.

The Benefits of Chapter 13 Bankruptcy

Chapter 13 bankruptcy offers a wide range of benefits to people who are struggling with overwhelming debt, such as:

  • Reducing what you pay: Not only does Chapter 13 bankruptcy create a payment plan, it actually reduces the amount you have to pay each month for many of your bills. By looking at your monthly income and expenses, we can help you develop a payment plan that you can afford.
  • Stopping creditor harassment: Filing for bankruptcy ends harassing phone calls, letters, wage garnishments and other collection actions. When you file for bankruptcy, an “automatic stay” goes into effect. This means that creditors can’t harass you during the bankruptcy.
  • Stopping home foreclosure and property repossession: You may be able to keep your home, your car and other assets. The “automatic stay” that stops creditor harassment, also temporarily stops foreclosure. This can give you time to determine your payment plan to get you back on track to paying off your mortgage.
  • Helping you rebuild your credit: When you reorganize your debt in a Chapter 13 bankruptcy and begin your payment plan, you can start strengthening your credit score, helping your eligibility for credit in the near future. By continuing to make payments on time, you can improve your credit score and gain control over your finances.

A Free Consultation About Chapter 7 Bankruptcy
Need a Credit Card Debt Lawyer? I Serve All of Northern New Jersey.

E-mail me or call  973-267-7555 for an honest assessment of your case from an experienced lawyer in Essex County and Morris County and Northern New Jersey.

For More Information Regarding Bankruptcy Law, please review this website further or link to my Website Devoted to Bankruptcy Law.

We are a Debt Relief Agency helping people file for bankruptcy relief under the Bankruptcy Code. Let us help you decide if bankruptcy is right for you.